Quebec's auto-insurance plan protects all road users. All Quebec citizens are covered for any injuries arising from an automobile accident anywhere in the world, whether or not they are responsible for it.

To be compensated by the SAAQ, the accident must involve at least one motor vehicle. For a collision between two cyclists, or between a cyclist and a pedestrian, it is the Québec health insurance plan that covers the costs.

In the event of injury, here is how to proceed:

• Call the police immediately from the location of the collision in order to produce an accident report.
• Consult a doctor without delay; list any symptoms related to the accident on the medical report, and make sure that the doctor sends the report to the Société de l'assurance automobile du Québec (SAAQ).
• Send a claim to the SAAQ as soon as possible.
• Warn your own private insurer if the collision caused material damage.

To find out more

SAAQ - Accident victim

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